YOUR CONVERSION OPTION, MADE CLEAR
See whether permanent coverage fits your next chapter.
If you currently have SGLI, Family SGLI, or VGLI, you may be eligible to convert your group term coverage to an individual whole life policy. Complete this short fit check to request a personalized quote review.
Start my fit check →✓ No medical exam for eligible conversion✓ About 3 minutes✓ No obligation
CURRENT COVERAGEGROUP TERMDeath-benefit protection
CONVERSION
NEW POLICYWHOLE LIFEPermanent coverage + cash value
01
Answer a few questions
Tell me about your coverage, timing, and goals.
02
Confirm conversion fit
We verify the basic age, state, and conversion requirements.
03
Review your quote
Meet briefly to walk through your personalized illustration.
A 3-MINUTE OVERVIEW
Understand conversion before requesting your quote.
Learn what conversion means, how term and whole life differ, why timing matters, and what to expect during your personalized review.
Continue to the fit check ↓↓Prefer to read?Download the companion guide
VGLI COST OVER TIME
See how age-banded VGLI premiums change.
Choose a coverage amount to view estimated monthly premiums at each future age band.
29 & under$24.00per month
30–34$32.00per month
35–39$40.00per month
40–44$56.00per month
45–49$76.00per month
50–54$116.00per month
55–59$200.00per month
60–64$340.00per month
65–69$552.00per month
70–74$860.00per month
75–79$1,540.00per month
80+$1,760.00per month
Educational estimate: Rates shown are official VGLI monthly rates effective July 1, 2025, multiplied by the selected coverage amount. Actual billing and eligibility are determined by VA. View the VA rate table.
PRIVATE CONVERSION FIT CHECK
Let’s prepare the right quote for you.
Your answers help us determine whether a conversion review makes sense. This is not an application for insurance and does not guarantee coverage.
What happens next?
Qualified prospects can immediately choose a convenient quote-review time.
Qualified prospects can immediately choose a convenient quote-review time.